The Integrated Blue Cross MediComp Program Small Group Health and Workers' Compensation
State law requires all employers to provide workers' compensation insurance. To assist you in meeting this requirement, California group health insurance provider Blue Cross and Employers Compensation Insurance Company have joined forces to offer small business group health insurance and worker’s compensation insurance in one convenient affordable program.
Integrated Blue Cross MediComp Program provides employers of 2-50 employees a comprehensive 24-hour health care package that continuously covers members, whether on or off the job. Integrated MediComp includes:
Small Business Group Health Insurance Coverage
- An extensive network of providers
- Non-occupational illness or injury coverage
Workers' Compensation coverage underwritten by Employers Compensation Insurance Company for industrial injuries or accidents
- Medical benefits
- Temporary disability benefits
- Permanent disability benefits
- Vocational rehabilitation
- Death benefits
Integration of the California group health insurance and California workers' compensation insurance coverage allows your employee's network family physician to treat both personal illness and work-related injuries, and refer to specialists when necessary. Centralizing medical treatment within one network reduces administrative paperwork and duplicate or unnecessary treatment so your employee can return to work sooner. It also reduces the possibility of fraudulent workers' comp claims that ultimately increase costs to you, the employer.